Frequently Asked Questions
Find the answers to our clients’ most common inquiries. If you have a question not answered below, our team will be happy to assist you.
If the specific tile is no longer manufactured, another tile will not seal properly and therefore the repair tiles are susceptible to future windstorms. This type of repair will not comply with codes.
With a natural disaster, insurance claims rise in the affected region. Whether you make a claim or not, your insurance rates will increase.
We are a new company consisting of four long-term construction companies. We have established this joint venture to better serve the huge demand for quality roofing in South Florida.
The cost will be contingent upon what the insurance carrier allocates for the job. On an RCV (replacement cost value) policy, the insurance carrier pays the cost of replacement determined by regionally specific, third-party pricing software called Xactimate. Island Roofing uses this same software, therefore, cost of specific line items is not an issue, only scope of repairs needed due to storm damage. In this type of policy the carrier usually withholds the depreciation (determined by age and condition) until the work is finished and a final invoice is submitted. If that invoice is less than the allocated amount, then the carrier retains that additional amount, so that the insured is still responsible for their deductible. Submitting an invoice for an amount higher than the actual contract amount in order to offset the deductible is insurance fraud.
The State of Florida requires a roofing contractor to provide a 2-year workmanship warranty. This is because workmanship issues always make themselves known within 2 years. Many who offer 10- or 20-year workmanship warranties are only doing this as a gimmick. 10 or 20 years later, the argument will be that the roof failure is not from workmanship, or else it would have leaked earlier.
Island Roofing will be there within 3 days to asses the damage. The total roofing project can take 2 weeks to 2 months, depending on the project type and material availability. The actual production of roof replacement is 2 to 4 days.